Privacy policy.

“Platforms” refers to the Turkito websites, mobile applications, clients, APIs and other interfaces through which our services are made available. References to “we”, “us” or “our” in this policy mean the operating company behind the Platforms.

This policy applies to all processing of personal information we carry out in connection with the Platforms. It applies together with any terms of business and other contractual documents we may have with you. By using our products and services, you consent to the practices described here.

We may amend this policy from time to time and encourage you to review it whenever you access or use our services, so you stay informed about our practices and your privacy rights.

This policy applies to the personal information you provide when you open an account — such as your name, email address, date of birth and other identifiers — as well as browsing and device information such as device type, operating system, browser, IP address and cookies.

It also covers personal information we obtain from other sources, including third-party partners through which you access our Platforms. It does not cover your public content, your search keywords, or consequences of violations of law or our rules.

We use your information to provide products and promotions that may interest you (only where you have agreed to receive them), to process your applications and transactions, to enhance security by detecting fraudulent or illegal activity, to improve our services through research and development, and to comply with legal obligations.

When we need to share information with third-party partners to deliver a service, we require those partners to protect it in line with this policy.

We may disclose your personal information with your consent; to service providers involved in identity verification and transaction processing; to business partners when co-launching a product; to affiliated entities; and where required by law, regulation, subpoena or court order.

We may also disclose information when necessary to report or investigate suspected illegal activity, or to enforce this policy.

We store and process personal and transactional information in multiple locations worldwide where our service providers operate, protecting it with physical, electronic and procedural safeguards compliant with applicable regulations.

Your information is kept for as long as you use our services or as necessary to fulfil the purposes for which it was collected, resolve disputes, establish legal defences and comply with applicable laws. In the event of a merger, acquisition or similar transaction, information may be transferred as permitted by law.

Cookies are small data files assigned to your device. They let us store your preferences, improve the quality of your experience and resolve access difficulties.

You are free to block, decline or remove cookies as your browser permits, though doing so may interfere with some features of our services.

We implement reasonable physical, technical and administrative safeguards to protect the confidentiality and security of your information, including strict access controls for employees.

No system is perfectly secure. If you believe your personal information — especially your username or password — has been disclosed, contact our support team immediately so protective measures can be applied.

Depending on applicable law, you may have the right to access the personal data we hold about you, request correction of inaccurate data, request erasure in certain circumstances, request restriction of processing, request transfer of your data, and object to processing based on legitimate interests or for direct marketing.

These rights may be limited where fulfilling a request would reveal another person’s data, infringe the rights of others, or conflict with data we are required by law to keep. We will inform you of any exemptions we rely on when responding to your request.

Our Platforms may link to external websites we do not control. Those sites have their own terms of use and privacy policies. We encourage you to review the policies of any site you visit, and to opt out separately from their use of your information.